It is now a general belief that money ranks third in the hierarchy of  relevance of things in life. Iindeed many believe that after God  in this list of life necessities, it  is man and after man it is no other thing than money.
In fact it is certain  that if not for life which is a rare quality possessed by God and man and  which  has no substitute, many analysts and school of thoughts would have ranked money higher than man because of its importance in our day to day living.
Despite this all important nature of money,  money has remained one factor  which controversy knows no boundary in its ability  to cause chaos in human relationship.
Little wonder why the Bible says that the love of money is the root of all evil. Just imagine, money has in many cases separated father and son, mother and daughter, brother and sister and best friends in life.
More painful is the fact that   the role played by monetary controversy in many broken marriages today is unimaginable. This cuts across people of both high and low financial status. Indeed in Nigeria alone, a number of marriages broken by money related controversy have proved irreparable  and have defiled solutions by renown marriage  counselors and even great men of God.
 How they spend, save, and account for money is one of the leading sources of disagreements between couples.
In almost every study, money ranks as the first or second most argued-about topic for couples and partners.
Against this back drop, it has become more and more necessary that every Dick and Harry should discover this particular and controversial quality of money  and fashion ways of over coming money related controversy to maintain smooth relationship with people. 
If you currently suffer from “Marital Money Chaos, here are tips by    Cindy Morus
 a Certified Financial Recovery Counselor specializing in showing women and their families how to achieve financial well-being and peace of mind.  A thorough study of it will see you through in your problem. The first step towards overcoming your Marital Money Chaos is to   Know your spending style and your partners’

How many of you are married to your “Financial Soul Mate”?
The most common are spending styles. Spenders and Savers but there are also the Procrastinators/Avoiders/Deal with it Tomorrow types and the Money Meek/Humble/ personalities.
What are the benefits/good things about each style? What are the things you call your partner when you fight about money?
Find ways in which you can take advantage of your personality strengths and minimize the weaknesses of that style. In the best possible scenario, you will both acknowledge your differences and move to the middle.
Marital Money Chaos Secret #2: Values Driven Spending
Values are different than goals
Values: Creativity, Freedom, Friendship, Financial Security
Goals: Be debt free, get a new car, and give more to charity
Take some time to choose your top 5 values and define each of them in your own words. Share the definitions and use them to understand your partner and what is important to them. If your partner’s money behavior confuses you, ask which value they are satisfying. They may be doing their best, but their definition is different than yours. If you both use the same value word but have different meanings, you’ll have conflict.
Marital Money Chaos Secret #3: Have regular Money Meetings or Money Dates!
How many of you think that money is romantic? Actually, since couples fight more about money than anything else (it is estimated that 80% of divorces are the result of money disagreements), having an honest talk about household finances might be better for your relationship than anything else you can do! Financial well-being and peace of mind are certainly romantic!
It doesn’t matter how much money people have, money is a daily event. That increases the chance of it triggering arguments and tension. Use regular meetings as a way to avoid conflict
Marital Money Chaos Secret #4: Enjoy the present and save for the future
Everyone needs to have his own play money. Ideally 5-10% of your family’s income should be set aside for play. What’s the use of working every day if you don’t get to spend some money on play?
Marital Money Chaos Secret #5: Have a needs/wish list for each person and for the family
We all have things we wish we had and those we need to purchase. Check your list on a regular basis so your subconscious can focus on other things. It’s also great fun to check off the things you take care of. Great place to go to find out how to spend bonuses or other windfalls.
Marital Money Chaos Secret #6: Divide financial responsibilities between partners
Focus on each person’s skills, interests and availability rather than relying on out-dated gender stereotypes or how much money one partner makes. Share what’s going on with your partner during your monthly meetings and make big decisions together.
Marital Money Chaos Secret #7: Each person has some money they do not have to account for
This is probably one of the MOST important things you can do for your relationship. No grown up likes to have to ask for an allowance or justify every little expenditure they make. Determine in advance how much money each person can “do with what they will” and no questions asked. Savers can save, spenders can spend, procrastinators can leave it in a jar and the money meek can feel free to give it all away.